Membership in the GCIOBA 85 SET (IKEJA) CMS is a privilege built on trust, shared vision, and mutual accountability.

We welcome new members who are committed to our collective values of savings, growth, and responsible participation. Our drive for membership admission or growth is not aimed at gratifying the wanton pursuit of quantity but to deliver the satisfaction of fruitful quality. To maintain the integrity of our cooperative, every potential member must be sponsored by one (1) existing member of the association. This sponsor must vouch for your eligibility, credibility, and willingness to actively participate in the cooperative’s affairs.

By joining us, you’re not just signing up – you’re aligning with a vision of financial empowerment and lifelong collaboration.