This page contains key documents that guide our operations, policies, financial planning, and strategic decisions. From loan forms and byelaws to financial summaries and seminar feedback, each file here is curated to inform, support, and empower members and stakeholders.
Browse by category and download any material you need.
Governance & Policy Documents
Documents that guide how the cooperative functions and its official rules
Cooperative Byelaw
Loan Policy Guidelines
Loan Application Form
Financial Reports & Summaries
Financial updates and breakdowns relevant to the cooperative’s operations
GCIOBASET – Summary of Where We Are (Financial Breakdown)
MEMO – Real Estate Investment by GCIOBA
Strategic Vision & Planning
Reports or documents that discuss future direction, planning, or major decisions
GCIOBA85Set (IKEJA) CMS – The Next Chapter
Employed-Based CMS vs Alumni or Friendly CMS
Cooperative – Managing in a Crisis
Events, Seminars & Internal Communications
Shared learnings, recaps, or strategic communication
Feedback from Cooperative Seminars
Useful Historical Posts
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